How Much Renter’s Insurance Is Enough?

If you are renting a home or an apartment, you should invest in renter’s insurance in the event of theft, fire, or other covered incidents. Don’t let your belonging go unprotected. With renter’s insurance you can replace your items and get back to normal in no time, but how much is enough?

Determining The Amount Of Coverage

When determining the amount of coverage you are going to need, you should first make a list of all of your valuables. It helps to also keep receipts for high dollar items such as jewelry, appliances, and artwork. Next, you want to get an approximate value for smaller appliances, clothing, and other items in the home. Once you tally your figures, you are going to round up to the next whole dollar amount of insurance available. Your insurance agent can help you with this, as well as help you determine what coverage is right for you.

Making A Claim

If there is a covered event, and you want to make a claim, you should immediately contact your insurance agent and bring a copy of your police report or other documentation. You should also have your receipts saved in another location to bring with you. It helps to store copies of your insurance paperwork and receipts in the cloud for easy access and to prevent loss. For more information about renter’s insurance and how to calculate how much you are going to need, you should call or stop by Huntington Beach, CA, Western Republic Insurance Services.

Keep your valuables and belongings safe by choosing the right amount of renter’s insurance for your situations. The knowledgeable and friendly insurance agents at Huntington Beach, CA, Western Republic Insurance Services can help you make the most informed choice.