Why is RV Insurance Important?

Motorhomes and travel trailers are a common sight in and around Huntington Beach, CA. Californians are quite passionate about their RVs, investing a lot of time and money into their favorite recreational pastime. Western Republic Insurance Services wants to help you protect your investment with insurance specialized just for covering RVs. Here are just some of the reasons why RV insurance is important:

Staying Legal – All vehicles that are parked or operated in Huntington Beach, CA are legally required to have liability insurance. This includes motorhomes. Travel trailers are not considered independent vehicles, but the autos that tow these trailers are required to be insured. Travel trailers may cause the towing vehicle to have a higher level of liability depending on the size of the RV.

Liability – If you cause injury or damage property through the operation of your RV, a liability policy will cover the cost of healthcare and repairs of other people in an accident caused by you.

Collision – If you are the victim of an accident caused by someone else, the other person’s liability insurance may not cover your injuries or the damage your RV. A policy with collision protection can make up for this difference, minimizing the number of damages you’ll have to pay out of pocket.

Non-collision – If your RV is damaged for reasons other than on the road operation, this aspect of the policy can help pay for repair or replacement of damaged parts. Non-collision accidents can include the event of a fire or an act of vandalism or theft. 

When it comes to protecting your assets, your safety and peace of mind is our priority. Contact Western Republic Insurance Services today to learn more about the importance of RV insurance!