Do I need life insurance is I’m not married?

Huntington Beach, CA is known as "Surf City USA" and is a great place to live. Not everyone who lives here is a surfer but certainly the young are a large presence. Life insurance is something that people generally don’t like to think about until they have to. The best to purchase life insurance is when you are young, less than 35 years old when the rates are lower. Whether you are married or not doesn’t matter. The team at Western Republic Insurance Services would love to talk to you about life insurance and all your other insurance needs. 

Life insurance is something that is a great addition to any financial plan whether you are married or single. Many people assume that life insurance is all about the beneficiaries of the policy but there is a lot more to life insurance than just the death benefit.  Depending on the type of insurance that you buy, the cash value will be accumulated and this money may come in handy when you want to place a down payment on a home. Other reasons you may want to purchase life insurance when you are not married

  • To pay for your final expenses
  • To pay off any debt that you may have
  • To pay for college if you have children
  • To leave a legacy 
  • To leave enough money to pay for any dependents you may have (such as aging parents)

Just because you are not married it does not mean that you don’t have children or dependants. 

Life insurance offers protection for your dependants in the event of your death. It also pays your just debts and final expenses. If you live in or near Huntington Beach, CA the experienced agents at Western Republic Insurance Service would love to talk to you about your life insurance needs. Stop by our office or give us a call and lets us discuss the best life insurance options for you.