Will condo insurance cover injuries on my guest’s pets?

Pets are part of our lives, and we want to protect them from any accident. But having a pet in our condo, rentals, or homes increases their risk of damage and casualties. Having condo insurance is an integral aspect of ensuring our homes, but does it cover for my pets. Generally, condo insurance does cover for my pet injuries since most insurance firms provide liability cover. Be sure to discuss with our agents at Western Republic Insurance Services in Huntington Beach, CA on how to ensure pet injuries are covered in your policy.

In the event where your guest pet is involved in an accident in your residence, your condo insurance should cover any possible legal fees, related medical cost, lost wages, suffering, and any pain up to the coverage limits if the victim chooses to sue. It’s important to understand that condo insurance won’t cover physical damage caused at your house, vet bills if the pet is injured. But if you are sued for injuries to another person’s pet, then you’ll be covered.

Keep in mind condo insurances vary from one firm to another. Some pets fall under lists of animal breeds that are excluded from the insurance policy. If your guest’s pet is under this category, no cover will be done. Some animals are considered high risk to accidents, thus excluded from insurance policies. These pets are referred to as Exotic pets like wolves, monkeys, and reptiles.

Benefits of condo insurance

Condo insurances provide liability coverage which gives you financial protection from any cost associated involving my guest’s pet being injured. Injury liability covers all the venerating bills for the pet if the owner files a claim through my insurance company. For residents at Huntington Beach, CA, Western Republic Insurance Services is the place to visit for your condo insurance. Our knowledgeable agents are ready to assist you in understanding more about condo insurances and your pet’s liability coverage.