Is RV Insurance Required in California?

What’s one of the best ways to have a great time in California? Owning an RV can be a great way to explore the beautiful sceneries of California without even worrying about where to sleep. But as you immerse yourself in a world of fun with your RV, don’t forget about RV insurance from Western Republic Insurance Services. RV insurance protects you, your loved ones, and your RV when the unthinkable strikes. But is RV insurance mandatory in California? Let’s find out.

When is RV insurance required in California?

Whether it’s mandatory to purchase RV insurance in California depends on the type of your RV. For instance, if your RV is motorized (like a motorhome), you must buy RV insurance, the same way you should buy car insurance. However, if your RV is towable (like a trailer), you don’t need RV insurance because the insurance of the towing vehicle protects your RV.
Another reason you must invest in RV insurance is because your financier requires it. If you have bought your RV through a loan, your lender may insist you maintain RV insurance until you finish paying off the loan. But folks, whether RV insurance is compulsory or not, purchasing this coverage isn’t an option. 

Why invest in RV insurance?

Purchasing RV insurance isn’t always about complying with the law. When you purchase RV insurance, it gives you protection in the following areas:

  • Liability protection when accused by others
  • Protects your RV from physical damage or loss from perils such as fire, vandalism, theft, natural disasters
  • Medical payments (MedPay)
  • Uninsured motorist coverage

RV insurance in Huntington Beach, CA 

Would you like to invest in RV insurance? It’s one of the best decisions you will ever make. Please get in touch with Western Republic Insurance Services in Huntington Beach, CA to get started. We offer numerous RV insurance options to match your budget, lifestyle, and other expectations.